Rates

Loans Savings Certificates Fees

Effective as of: 3/24/2023
Regular Share, Checking, Money Market and Club Accounts
Deposited Item Return - per check returned$25.00
Monthly Service Fee - all accounts$0.00
Official Credit Union Check - 5 FREE per month - each additional $2.00
Stop Payments (Official CU Check)$25.00
Stop Payments (Personal Check)$25.00
Stop Payments (ACH)$25.00
Check Copy - Personal and Official $2.00
Account Research Fee (per hour) - minimum 1/2 hour charge$40.00
Levy Fee$25.00
Outgoing Wire Fee (Wire out of Checking and Savings only)$25.00
Share Draft Overdraft / Insufficient Funds fee$25.00
ACH Return $25.00
Transfer Processing Fee (transfer from savings to checking)$3.00
Negative Balance Fee / day - After your account is overdrawn 7 or more consecutive calendar days$1.00
Money Market excess check fee - 3 free per month - each additional10.00
Money Market excess withdrawal fee - 6 free per month - each additional$10.00
Money Market transaction under $500 (Withdrawal)$10.00
Money Market balance under $1,000 - fee per month$10.00
Fee for Checking / Money Market Account printed checks depending on style and quantity orderedFirst Order Free (Basic Style Only)
 
VISA Check Card
Maximum Daily Withdrawal Limit$500.00 ATM
$1,500.00 POS (sign. Trans.)
First 10 ATM Withdrawal Transactions per month FREE - each additional $1.00
Non-Sufficient Funds Fee $25.00
Transfer Processing Fee (transfer from savings)$3.00
ATM Activity Fee (Point-of-Sale Transactions only)$.25
Replacement or Re-Issue of VISA Check Card $10.00
ATM Card Rush Order - 2 Business Days after order. (Ex: Order Monday, receive Wednesday)$60.00
ATM Card Rush Order - 3 Business Days after order (Ex: Order Monday, receive Thursday)$35.00
 
Online Services
Online Banking, Online Bill Pay, Mobile Money and Mobile DepositFREE
 
HELOC - Home Equity Line of Credit
Advance for Less Than $1,000.00 minimum$25.00
Returned Check $25.00
Overlimit Fee$25.00
Stop Payment (HELOC Check or ACH Withdrawal)$25.00
Check Copy$2.00
Account Research Fee (per hour) - minimum 1/2 hour charge$40.00
Fee for Printed checks First Order Free
HELOC Loan Closing Costs (Mortgage recording, AVM, and Document Preparation Fee)$500.00
 
Other Fees and Charges
Debit / Credit Card Loan Payment (VISA, MC, Discover)1.97 % of Total Payment
Title Fee when purchasing a new / used vehicle loan$5.38